We have spoken of this before but when someone comes to you and tries to coerce you into doing something because of fear base, then you must say no. The person may use fear tactics or try and get you to make a snap decision. This is something you must learn to walk away from. People who prey on vulnerabilities of others will be shown up. Take time to assess and get an unbiased opinion from someone you trust and not door to door salesmen types that want to talk you into things. Always look to the motivation that someone has in doing something. That will help you understand if their motives are pure or if they hold an agenda in convincing you to do something. It is your job to make an informed decision and do what is right for you.